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ACCOUNT TERMS AND CONDITIONS
AGREEMENT
LIABILITY
DEPOSITS
WITHDRAWALS
OWNERSHIP OF ACCOUNT AND BENEFICIARY DESIGNATION
Individual Account
Joint Account - With Survivorship
Joint Account - No Survivorship
Community Property Account
Revocable Trust or Pay-On-Death Account
Custodial Account
BUSINESS ACCOUNTS
STOP PAYMENTS
TELEPHONE TRANSFERS
AMENDMENTS AND TERMINATION
STATEMENTS
ACCOUNT TRANSFER
DIRECT DEPOSIT
TEMPORARY ACCOUNT AGREEMENT
SETOFF
AUTHORIZED SIGNER (INDIVIDUAL ACCOUNTS ONLY)
 RESTRICTIVE LEGENDS
PAYMENT ORDER OF ITEM
AUTOMATED CLEARING HOUSE (ACH) AND WIRE TRANSFERS
WITHDRAWAL OF FUNDS
POLICY
LONGER DELAYS MAY APPLY
Case-By-Case Delays
Safeguard Exceptions
Special Rules For New Accounts
SECURITYADVANTAGESM MONEY MARKET ACCOUNT
Rate Information
Frequency of Rate Changes
Determination Of Rate
Compounding And Crediting Frequency
Minimum Balance To Open The Account
Minimum Balance To Avoid Imposition Of Fees
Minimum Balance To Obtain The Annual Percentage Yield Disclosed
Daily Balance Computation Method
Accrual Of Interest On Noncash Deposits
Transaction Limitations
Notice of Withdrawal
Fees
SECURITYADVANTAGESM SAVINGS ACCOUNT
Rate Information
Frequency Of Rate Changes
Determination Of Rate
Compounding And Crediting Frequency
Minimum Balance To Open The Account
Minimum Balance To Avoid Imposition Of Fees
Minimum Balance To Obtain The Annual Percentage Yield Disclosed
Daily Balance Computation Method
Accrual Of Interest On Noncash Deposits
Transaction Limitations
Fees

SECURITYADVANTAGESM NOW ACCOUNT
Rate Information
Frequency of Rate Changes
Determination Of Rate
Compounding And Crediting Frequency
Minimum Balance To Open The Account
Minimum Balance To Avoid Imposition Of Fees
Minimum Balance To Obtain The Annual Percentage Yield Disclosed
Daily Balance Computation Method
Accrual Of Interest On Noncash Deposits
Notice of Withdrawal
Fees
ELECTRONIC FUND TRANSFERS - YOUR RIGHTS AND RESPONSIBILITIES
ELECTRONIC FUNDS TRANSFERS INITIATED BY THIRD PARTIES
Preauthorized Credits
Preauthorized Payments
Electronic check conversion
Electronic returned check charge
FEES
Preauthorized Credits
Periodic Statements
PREAUTHORIZED PAYMENTS
Right To Stop Payment And Procedure For Doing So
Notice Of Varying Amounts
Liability For Failure To Stop Payment Of Preauthorized Transfer
FINANCIAL INSTITUTION'S LIABILITY
Liability For Failure To Make Transfers
CONFIDENTIALITY
UNAUTHORIZED TRANSFERS
Consumer Liability
Contact In Event Of Unauthorized Transfer
ERROR RESOLUTION NOTICE

 
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